The client selects the asset
The business identifies the equipment, vehicle, or other productive asset it wants to acquire from the supplier.
Financial Leasing process
How does financial leasing work?
CFFA finances the asset
CFFA purchases or finances the selected asset under a financial leasing arrangement.
The client uses the asset
The client immediately uses the asset for business purposes while repaying the financial leasing installments according to the agreed schedule.
Ownership / completion of contract
After the completion of the financial leasing contract and fulfillment of the agreed conditions, the client may proceed according to the contractual ownership terms.
Advantages
Advantages of Financial Leasing
The financed asset serves as collateral, without the need for additional collateral.
The business preserves its working capital for other development opportunities.
Tax benefit. Financial leasing installments are not considered operating expenses; they are deductible in the calculation of profit tax.
VAT on the purchase of the asset is not paid immediately, but divided into installments.
Assets financed through financial leasing may not be subject to liquidation procedures by creditors.
More accurate cost planning through structured and predictable installment payments.
Financial Leasing calculator
Calculate your installment
Use the calculator below to estimate the monthly financial leasing installment. The result is for illustration purposes only and does not represent a final financial leasing offer or approved repayment schedule.
Warning: Borrowing costs money.
The calculated installment is only an indicative estimate. The rate used for calculation purposes is 12%. The installment value and repayment schedule may vary depending on the loan conditions, CFFA's internal policies, and procedures.