About Us
Impact is the heart of our activity
Download impact report 2025In Albania, many micro, small, and medium-sized enterprises still face difficulty accessing the right type of finance. They are often too large for traditional microfinance, but not yet fully served by banks. This creates a funding gap that limits business growth, formalization, job creation, and long-term economic development.
CFFA works to bridge this gap by providing tailored financing and practical support to entrepreneurs, start-ups, and growing businesses. Through its products, client relationships, and partner network, CFFA helps businesses invest, become more structured, create formal jobs, and contribute to a more inclusive and sustainable economy.
CFFA has been reporting its impact journey for three consecutive years, continuously improving how it measures results and communicates the value created for entrepreneurs, partners, and communities.
Reaching the missing middle
Serving businesses between microfinance and banks.
CFFA's average installment loan size sits in the missing middle, helping businesses access financing that matches their real investment needs.
MFIs€4.8K
>
CFFA€37K
>
Banks€150K
Helping businesses access finance and grow
Opening finance to new and early-stage clients.
€14.5M
Disbursed to businesses with no previous access to finance
€7M
Disbursed to start-ups
Turning finance into wider impact
Business growth that creates measurable value.
Jobs created historically
New jobs created for women
Impact journey
A growing impact journey
CFFA's impact journey continues to evolve. Over the years, the institution has strengthened the way it reports, measures, and understands its contribution to Albania's SME sector. With a growing portfolio, stronger partnerships, and a more structured impact framework, CFFA remains committed to supporting entrepreneurs who create jobs, invest in their businesses, and contribute to a more inclusive economy.
Client Testimonials
Real businesses. Real growth stories.
Over the years, CFFA has financed and supported thousands of clients across different sectors of the Albanian economy. Behind each financing there is a business, an entrepreneur, a family, and a growth journey.
Many of these clients have built successful stories with the support of CFFA, not only through financial products, but also through continuous guidance, business understanding, and practical non-financial support. Their stories reflect the diversity of CFFA's client base, including young entrepreneurs, start-ups, women-led businesses, active SMEs, family businesses, and growing enterprises across Albania.
These testimonials highlight how access to the right financing, combined with trust and long-term support, can help businesses invest, grow, formalize, and create value.