:root {
  --ink: #0d1224;
  --text: #20283a;
  --muted: #687184;
  --white: #ffffff;
  --soft: #f4f7fb;
  --line: #dfe5ef;
  --navy: #201a68;
  --navy-2: #2a3f93;
  --deep: #080b17;
  --deep-2: #101638;
  --crimson: #d01822;
  --crimson-2: #ff4851;
  --silver: #9aa2ad;
  --teal: #0f9487;
  --gold: #c59b37;
  --radius: 10px;
  --container: 1180px;
  --shadow: 0 24px 65px rgba(8, 11, 23, 0.18);
  --blue-image-overlay: linear-gradient(90deg, rgba(9, 22, 58, 0.82) 0%, rgba(17, 36, 86, 0.72) 42%, rgba(35, 47, 108, 0.42) 68%, rgba(12, 23, 56, 0.62) 100%);
  --blue-image-base: linear-gradient(135deg, #0b1f3c 0%, #1d2b72 48%, #101a3a 100%);
  --blue-red-glow: radial-gradient(circle at 74% 28%, rgba(208, 24, 34, 0.24), transparent 26%);
  --blue-teal-glow: radial-gradient(circle at 20% 20%, rgba(41, 227, 208, 0.18), transparent 24%);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--site-top-height, 38px);
}

body {
  margin: 0;
  color: var(--text);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.58;
  background: var(--white);
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

button,
input,
select,
textarea {
  font: inherit;
}

.container {
  width: min(var(--container), calc(100% - 40px));
  margin: 0 auto;
}

.skip-link {
  position: fixed;
  top: -80px;
  left: 16px;
  z-index: 200;
  padding: 10px 14px;
  background: var(--crimson);
  color: #fff;
  border-radius: 8px;
}

.skip-link:focus {
  top: 16px;
}

.site-top {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: #050815;
  color: #e8edf8;
  font-size: 13px;
  box-shadow: 0 12px 26px rgba(8, 11, 23, 0.14);
}

[data-site-header] {
  position: relative;
  z-index: 900;
  background: #fff;
}

.top-row,
.nav-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.top-row {
  min-height: 38px;
}

.quick-links,
.top-actions,
.socials,
.language-switch {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
}

.quick-links {
  gap: 24px;
}

.top-actions {
  justify-content: flex-end;
  gap: 18px;
}

.socials {
  gap: 9px;
}

.language-switch {
  gap: 9px;
  color: #fff;
  font-weight: 900;
}

.language-switch > span {
  display: block;
  width: 1px;
  height: 16px;
  background: rgba(255, 255, 255, 0.45);
}

.language-switch a,
.language-switch button {
  background: none;
  border: 0;
  color: inherit;
  cursor: pointer;
  font: inherit;
  font-weight: inherit;
  padding: 0;
  text-decoration: none;
}

.language-switch .is-active {
  text-decoration: underline;
}

.language-switch button:disabled {
  opacity: 0.55;
  cursor: wait;
}

.quick-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #fff;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.quick-icon {
  width: 22px;
  height: 22px;
  flex: 0 0 22px;
  fill: #54c6d9;
}

.social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
}

.social-icon {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.site-header {
  position: relative;
  z-index: 101;
  padding-top: 0;
  border-bottom: 1px solid rgba(223, 229, 239, 0.85);
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(18px);
}

.nav-row {
  min-height: 104px;
}

.brand {
  display: inline-flex;
  align-items: center;
  justify-content: flex-start;
  gap: 16px;
  min-width: 380px;
  height: 104px;
  overflow: hidden;
}

.brand img {
  width: 188px;
  height: 104px;
  object-fit: cover;
  object-position: center 28%;
  mix-blend-mode: multiply;
}

.brand strong {
  display: block;
  color: var(--navy);
  line-height: 1;
  font-size: 20px;
  font-weight: 900;
}

.brand small {
  display: block;
  color: var(--navy);
  font-weight: 900;
  text-transform: uppercase;
  font-size: 20px;
  line-height: 1.05;
  max-width: 220px;
}

.brand-name {
  display: block;
  color: var(--navy);
  line-height: 1.05;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 0;
  border-radius: 9px;
  background: transparent;
  color: var(--navy);
  cursor: pointer;
  padding: 0;
}

.menu-toggle-icon {
  width: 24px;
  height: 24px;
  display: block;
}

.main-menu {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  flex: 1;
}

.menu-item {
  position: relative;
}

.menu-link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  min-height: 42px;
  padding: 10px 12px;
  border: 0;
  border-radius: 9px;
  background: transparent;
  color: #20283a;
  cursor: pointer;
  font-weight: 800;
  font-size: 14px;
  white-space: nowrap;
}

.menu-link-icon {
  width: 0.85em;
  height: 0.85em;
  flex: 0 0 auto;
  color: currentColor;
  transform: rotate(90deg);
}

.menu-dropdown-icon {
  width: 0.9em;
  height: 0.9em;
  flex: 0 0 auto;
  color: #ff8f98;
}

.menu-link-icon path,
.menu-dropdown-icon path {
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.menu-link:hover,
.menu-link.is-active,
.menu-item.is-open > .menu-link {
  background: #f0f3f9;
  color: var(--navy);
}

.dropdown {
  position: absolute;
  top: calc(100% + 12px);
  left: 0;
  width: 260px;
  padding: 10px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 12px;
  background: rgba(8, 11, 23, 0.94);
  color: #fff;
  box-shadow: 0 24px 60px rgba(8, 11, 23, 0.28);
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: 180ms ease;
}

.menu-item:hover .dropdown,
.menu-item.is-open .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 13px;
  border-radius: 8px;
  color: #e8edf8;
  font-weight: 700;
}

.dropdown a:hover,
.dropdown a.is-active {
  background: rgba(208, 24, 34, 0.18);
  color: #fff;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 44px;
  padding: 11px 18px;
  border: 1px solid transparent;
  border-radius: 9px;
  font-weight: 900;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--crimson), #aa1018);
  box-shadow: 0 16px 35px rgba(208, 24, 34, 0.25);
}

.btn-light {
  color: var(--navy);
  background: #fff;
  border-color: var(--line);
}

.btn-logo-grey {
  color: var(--navy);
  background: linear-gradient(135deg, #eef1f5 0%, #c9d0da 100%);
  border-color: #b8c0cc;
  box-shadow: 0 14px 30px rgba(8, 11, 23, 0.16);
}

.btn-dark {
  color: #fff;
  background: var(--deep);
}

.hero {
  position: relative;
  overflow: hidden;
  min-height: 600px;
  color: #fff;
  background:
    var(--blue-image-overlay),
    var(--blue-red-glow),
    var(--blue-teal-glow),
    var(--hero-background-image, url("../assets/slider1-1.jpg")) center right / cover no-repeat,
    var(--blue-image-base);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.065) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.055) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.75), transparent);
}

.hero::after {
  display: none;
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(420px, 1.05fr);
  gap: 46px;
  align-items: center;
  min-height: 580px;
  padding: 38px 0 48px;
}

.hero-inner > :first-child {
  max-width: 780px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 14px;
  color: var(--crimson-2);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.eyebrow::before {
  content: "";
  width: 32px;
  height: 3px;
  background: currentColor;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  margin-bottom: 20px;
  color: inherit;
  font-size: clamp(44px, 6vw, 78px);
  line-height: 0.96;
  letter-spacing: 0;
}

.hero-title-long {
  max-width: 980px;
  font-size: 52px;
  line-height: 1.04;
}

.hero-title-long span {
  display: block;
  white-space: normal;
}

h2 {
  margin-bottom: 14px;
  color: var(--navy);
  font-size: clamp(30px, 3.6vw, 48px);
  line-height: 1.08;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  color: var(--ink);
  font-size: 21px;
  line-height: 1.22;
}

.lead {
  max-width: 710px;
  color: #d9e1f1;
  font-size: 18px;
}

.section .lead {
  color: #525d70;
}

.page-hero .lead {
  color: #d9e1f1;
}

.hero-actions,
.inline-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}

.hero-proof {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 26px;
}

.proof-chip {
  min-height: 76px;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(18px);
}

.proof-chip strong {
  display: block;
  color: #fff;
  font-size: 24px;
  line-height: 1;
}

.proof-chip span {
  display: block;
  margin-top: 7px;
  color: #bfc8dc;
  font-size: 13px;
}

.hero-visual {
  position: relative;
  min-height: 570px;
}

.hero-image-card {
  position: relative;
  z-index: 2;
  min-height: 520px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 24px;
  background: #0a1027;
  box-shadow: 0 30px 85px rgba(0, 0, 0, 0.36);
}

.hero-image-card img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  object-position: center;
  filter: saturate(0.92) contrast(1.05);
  transform: scale(1.02);
}

.hero-image-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(7, 12, 32, 0.92) 0%, rgba(21, 31, 74, 0.62) 42%, rgba(208, 24, 34, 0.16) 100%),
    linear-gradient(90deg, rgba(8, 11, 23, 0.6), rgba(8, 11, 23, 0.06));
  mix-blend-mode: multiply;
}

.hero-image-card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.16) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.12) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.28;
}

.hero-image-card::after {
  content: "";
  position: absolute;
  z-index: 2;
  inset: 30px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 20px;
}

.image-signal {
  position: absolute;
  z-index: 3;
  border-radius: 999px;
  pointer-events: none;
}

.signal-one {
  right: 9%;
  top: 14%;
  width: 210px;
  height: 210px;
  border: 2px solid rgba(208, 24, 34, 0.7);
  box-shadow: 0 0 38px rgba(208, 24, 34, 0.16);
}

.signal-two {
  left: 10%;
  bottom: 12%;
  width: 260px;
  height: 160px;
  border: 2px solid rgba(84, 198, 217, 0.55);
  transform: rotate(-8deg);
}

.orbit-asset {
  position: relative;
  z-index: 2;
  width: 100%;
  filter: drop-shadow(0 30px 70px rgba(0, 0, 0, 0.4));
  animation: floatVisual 6s ease-in-out infinite;
}

.glass-panel {
  position: absolute;
  z-index: 3;
  right: 10px;
  bottom: 34px;
  width: min(360px, 80%);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 14px;
  padding: 18px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(16px);
  box-shadow: 0 24px 80px rgba(0, 0, 0, 0.28);
}

.glass-panel strong {
  display: block;
  color: #fff;
  font-size: 28px;
}

.glass-panel p {
  margin: 10px 0 0;
  color: #d7deec;
}

.image-panel {
  right: -8px;
  bottom: 26px;
}

.mini-bars {
  display: grid;
  gap: 9px;
  margin-top: 14px;
}

.mini-bars span {
  display: block;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--crimson-2), rgba(255, 255, 255, 0.18));
}

.mini-bars span:nth-child(2) {
  width: 72%;
  background: linear-gradient(90deg, var(--teal), rgba(255, 255, 255, 0.18));
}

.mini-bars span:nth-child(3) {
  width: 54%;
  background: linear-gradient(90deg, var(--gold), rgba(255, 255, 255, 0.18));
}

.section {
  padding: 92px 0;
}

.section-tight {
  padding: 62px 0;
}

.section-soft {
  background: var(--soft);
}

.digital-section {
  overflow: hidden;
  background:
    radial-gradient(circle at 78% 15%, rgba(208, 24, 34, 0.12), transparent 28%),
    linear-gradient(135deg, #f5f7fb 0%, #ffffff 42%, #eef2f8 100%);
}

.section-dark {
  color: #fff;
  background:
    radial-gradient(circle at 20% 10%, rgba(47, 227, 208, 0.12), transparent 28%),
    linear-gradient(135deg, #080b17, #151a3d 65%, #090c18);
}

.impact-home-band {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  background:
    var(--blue-teal-glow),
    var(--blue-image-base);
}

.impact-home-band::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    var(--blue-image-overlay),
    var(--impact-home-band-image, url("../assets/esg.webp")) center / cover no-repeat;
  transform: scaleX(-1);
  filter: saturate(0.92) contrast(1.04);
}

.impact-home-band::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.58;
}

.impact-home-band > .container {
  position: relative;
  z-index: 2;
}

.section-dark h2,
.section-dark h3 {
  color: #fff;
}

.section-dark .lead,
.section-dark .muted {
  color: #c6cede;
}

.section-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 36px;
}

.section-head p {
  max-width: 560px;
  margin-bottom: 0;
}

.muted {
  color: var(--muted);
}

.grid {
  display: grid;
  gap: 20px;
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  min-width: 0;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  padding: 26px;
  box-shadow: 0 14px 36px rgba(8, 11, 23, 0.05);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.card:hover {
  transform: translateY(-4px);
  border-color: rgba(208, 24, 34, 0.28);
  box-shadow: var(--shadow);
}

.product-card {
  position: relative;
  overflow: hidden;
  min-height: 245px;
}

.card-kicker {
  display: inline-block;
  margin-bottom: 8px;
  color: var(--crimson);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.product-card::after {
  content: "";
  position: absolute;
  inset: auto -20px -50px auto;
  width: 155px;
  height: 155px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(208, 24, 34, 0.18), transparent 70%);
}

.icon-node {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 18px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  font-weight: 900;
}

.icon-node img {
  width: 30px;
  height: 30px;
}

.product-card:nth-child(2) .icon-node {
  background: linear-gradient(135deg, var(--crimson), #a90f17);
}

.product-card:nth-child(3) .icon-node {
  background: linear-gradient(135deg, var(--teal), #0b6c63);
}

.product-card:nth-child(4) .icon-node {
  background: linear-gradient(135deg, var(--gold), #876317);
}

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--navy);
  font-weight: 900;
}

.section-dark .link-arrow {
  color: #fff;
}

.link-arrow-icon {
  width: 1em;
  height: 1em;
  flex: 0 0 auto;
  color: var(--crimson);
}

.link-arrow-icon path {
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(360px, 1.05fr);
  gap: 48px;
  align-items: center;
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-top: 26px;
}

.stat {
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.07);
}

.stat strong {
  display: block;
  color: #fff;
  font-size: 32px;
  line-height: 1;
}

.stat span {
  display: block;
  margin-top: 8px;
  color: #cbd3e4;
  font-size: 13px;
}

.phone-shell {
  width: min(350px, 100%);
  min-height: 620px;
  margin: 0 auto;
  padding: 18px;
  border: 12px solid #030510;
  border-radius: 36px;
  background: #eef2f8;
  box-shadow: 0 30px 85px rgba(0, 0, 0, 0.28);
}

.phone-notch {
  width: 84px;
  height: 7px;
  margin: 0 auto 18px;
  border-radius: 999px;
  background: #030510;
}

.app-tile {
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  margin-bottom: 12px;
}

.app-tile.hero-tile {
  color: #fff;
  background: linear-gradient(135deg, var(--navy), var(--crimson));
  border-color: transparent;
}

.app-tile strong {
  display: block;
  color: inherit;
}

.download-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.store-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-height: 58px;
  padding: 10px 17px;
  border-radius: 12px;
  color: #fff;
  background: #080b17;
  box-shadow: 0 18px 38px rgba(8, 11, 23, 0.18);
  font-weight: 900;
}

.store-btn small {
  display: block;
  font-size: 11px;
  line-height: 1.1;
  color: #cbd3e4;
  font-weight: 800;
}

.store-text {
  display: grid;
  gap: 2px;
}

.store-text strong {
  color: #fff;
  font-size: 16px;
  line-height: 1;
}

.store-icon {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #fff;
}

.store-icon svg {
  display: block;
  width: 32px;
  height: 32px;
  fill: currentColor;
}

.store-icon .play-store-mark {
  fill: none;
}

.app-showcase {
  position: relative;
  min-height: 560px;
}

.app-showcase::before {
  content: "";
  position: absolute;
  right: -18%;
  top: 8%;
  width: 560px;
  height: 560px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(32, 26, 104, 0.95), rgba(208, 24, 34, 0.72));
  opacity: 0.14;
}

.phone-stack {
  position: relative;
  min-height: 520px;
}

.app-phone {
  position: absolute;
  width: 220px;
  margin: 0;
  overflow: hidden;
  border: 8px solid #111827;
  border-radius: 28px;
  background: #111827;
  box-shadow: 0 26px 60px rgba(8, 11, 23, 0.24);
}

.app-phone img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  object-position: top center;
  border-radius: 19px;
}

.phone-left {
  left: 0;
  top: 76px;
  transform: rotate(-6deg);
  z-index: 1;
}

.phone-center {
  left: 172px;
  top: 0;
  width: 236px;
  transform: rotate(-1deg);
  z-index: 3;
}

.phone-right {
  right: 0;
  top: 44px;
  transform: rotate(5deg);
  z-index: 2;
}

.stats-strip {
  position: relative;
  overflow: hidden;
  padding: 28px 0;
  color: #fff;
  background:
    var(--blue-image-overlay),
    var(--stats-strip-background-image, url("../assets/stats.jpg")) center / cover fixed,
    var(--blue-image-base);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.stats-strip::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 78px 78px;
  opacity: 0.55;
}

.stats-strip-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  align-items: center;
}

.strip-stat {
  text-align: center;
  min-width: 0;
}

.strip-stat strong {
  display: block;
  color: #fff;
  font-size: 38px;
  line-height: 1;
  font-weight: 900;
  letter-spacing: 0;
}

.strip-stat span {
  display: block;
  width: 36px;
  height: 1px;
  margin: 12px auto 9px;
  background: rgba(255, 255, 255, 0.72);
}

.strip-stat p {
  margin: 0;
  color: #fff;
  font-size: 14px;
  line-height: 1.25;
  font-weight: 800;
}

.news-subscribe {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background:
    radial-gradient(circle at 16% 18%, rgba(208, 24, 34, 0.07), transparent 28%),
    linear-gradient(135deg, #fff 0%, #f6f8fc 100%);
}

.news-layout {
  display: grid;
  grid-template-columns: minmax(320px, 0.82fr) minmax(0, 1.18fr);
  gap: 38px;
  align-items: stretch;
}

.newsletter-panel {
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.newsletter-panel h2 {
  max-width: 520px;
}

.newsletter-panel .lead {
  max-width: 610px;
  color: #111827;
}

.news-slider {
  position: relative;
  min-height: 440px;
  overflow: hidden;
}

.news-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transform: translateX(18px);
  pointer-events: none;
  transition: opacity 420ms ease, transform 420ms ease;
}

.news-slide.is-active {
  opacity: 1;
  transform: translateX(0);
  pointer-events: auto;
}

.news-carousel {
  position: relative;
  min-width: 0;
}

.news-carousel-head {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 16px;
  margin-bottom: 14px;
}

.news-arrows {
  display: flex;
  gap: 8px;
}

.news-arrows button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  padding: 0;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 50%;
  color: var(--navy);
  background: #fff;
  box-shadow: 0 12px 28px rgba(8, 11, 23, 0.08);
  cursor: pointer;
}

.news-arrows svg {
  display: block;
  width: 21px;
  height: 21px;
  fill: none;
  stroke: currentColor;
  stroke-width: 3.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.news-card {
  display: grid;
  grid-template-columns: minmax(220px, 0.82fr) minmax(0, 1fr);
  overflow: hidden;
  min-height: 410px;
  border: 1px solid rgba(223, 229, 239, 0.9);
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 24px 58px rgba(8, 11, 23, 0.12);
}

.news-card-image-link {
  display: grid;
  place-items: center;
  min-height: 100%;
  overflow: hidden;
  background: linear-gradient(135deg, #080b17, #201a68);
}

.news-card-image {
  width: 100%;
  height: 100%;
  min-height: 410px;
  object-fit: contain;
  object-position: center;
  display: block;
}

.news-card-body {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 30px;
}

.news-card-body h3 {
  color: var(--navy);
  font-size: 26px;
  line-height: 1.14;
}

.news-card-body p {
  color: var(--muted);
}

.news-meta {
  margin: 0 0 12px;
  color: var(--crimson);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.news-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 16px;
}

.news-dot {
  width: 8px;
  height: 8px;
  border: 0;
  border-radius: 999px;
  background: #c7cfdd;
  cursor: pointer;
  transition: 220ms ease;
}

.news-dot.is-active {
  width: 28px;
  background: var(--crimson);
}

.news-archive-section {
  background:
    radial-gradient(circle at 90% 8%, rgba(208, 24, 34, 0.06), transparent 26%),
    linear-gradient(180deg, #fff 0%, #f6f8fc 100%);
}

.news-filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: -10px 0 30px;
}

.news-filter-bar button {
  min-height: 42px;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 0 18px;
  color: var(--navy);
  background: #fff;
  font-weight: 900;
  cursor: pointer;
  transition: 180ms ease;
}

.news-filter-bar button:hover,
.news-filter-bar button.is-active {
  border-color: var(--crimson);
  color: #fff;
  background: var(--crimson);
  box-shadow: 0 14px 30px rgba(208, 24, 34, 0.18);
}

.news-archive-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.archive-news-card {
  display: flex;
  min-width: 0;
  min-height: 100%;
  overflow: hidden;
  flex-direction: column;
  border: 1px solid rgba(223, 229, 239, 0.96);
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(8, 11, 23, 0.08);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.archive-news-card:hover {
  transform: translateY(-4px);
  border-color: rgba(208, 24, 34, 0.32);
  box-shadow: 0 24px 58px rgba(8, 11, 23, 0.14);
}

.archive-news-image-link {
  display: grid;
  place-items: center;
  min-height: 210px;
  overflow: hidden;
  background:
    radial-gradient(circle at 80% 18%, rgba(208, 24, 34, 0.36), transparent 30%),
    linear-gradient(135deg, #080b17, #201a68);
}

.archive-news-image-link img {
  width: 100%;
  height: 210px;
  object-fit: contain;
  object-position: center;
}

.archive-news-body {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 14px;
  padding: 24px;
}

.archive-news-topline,
.archive-news-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}

.archive-news-topline {
  color: var(--crimson);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.archive-news-topline span:last-child {
  color: var(--muted);
  text-align: right;
}

.archive-news-body h3 {
  margin: 0;
  color: var(--navy);
  font-size: 21px;
  line-height: 1.2;
}

.archive-news-body p {
  margin: 0;
  color: var(--muted);
}

.archive-news-footer {
  margin-top: auto;
  padding-top: 10px;
}

.archive-news-footer > span {
  color: var(--text);
  font-size: 13px;
  font-weight: 800;
}

.archive-news-footer .btn {
  min-height: 42px;
  padding: 10px 16px;
  white-space: nowrap;
}

.downloads-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.document-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(8, 11, 23, 0.08);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.document-card:hover {
  transform: translateY(-4px);
  border-color: rgba(208, 24, 34, 0.32);
  box-shadow: 0 24px 58px rgba(8, 11, 23, 0.14);
}

.document-cover-link {
  display: block;
  padding: 22px;
  background:
    radial-gradient(circle at 84% 12%, rgba(208, 24, 34, 0.11), transparent 25%),
    linear-gradient(135deg, #f6f8fc, #fff);
}

.document-cover-link img {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: contain;
  border-radius: 10px;
  box-shadow: 0 18px 42px rgba(8, 11, 23, 0.16);
}

.document-card-body {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 22px;
}

.document-card-body h3 {
  margin: 0;
  color: var(--navy);
  font-size: 21px;
  line-height: 1.2;
}

.branch-list {
  display: grid;
  gap: 28px;
}

.branch-card {
  display: grid;
  grid-template-columns: minmax(300px, 0.88fr) minmax(0, 1.12fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 22px 58px rgba(8, 11, 23, 0.1);
}

.branch-card-reverse .branch-info {
  order: 2;
}

.branch-card-reverse .branch-map {
  order: 1;
}

.branch-info {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 36px;
}

.branch-info h2 {
  color: var(--navy);
}

.branch-details {
  display: grid;
  gap: 16px;
  margin: 18px 0 28px;
}

.branch-details div {
  display: grid;
  gap: 4px;
}

.branch-details dt {
  color: var(--crimson);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.branch-details dd {
  margin: 0;
  color: var(--text);
  font-weight: 700;
}

.branch-map {
  position: relative;
  min-height: 430px;
  background:
    radial-gradient(circle at 78% 14%, rgba(208, 24, 34, 0.24), transparent 28%),
    linear-gradient(135deg, #080b17, #201a68);
}

.branch-map iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

.news-page-subscribe {
  color: #fff;
  background:
    radial-gradient(circle at 78% 12%, rgba(208, 24, 34, 0.32), transparent 26%),
    linear-gradient(135deg, #151b45, #201a68 56%, #101638);
}

.news-page-subscribe-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 420px);
  align-items: center;
  gap: 34px;
}

.news-page-subscribe h2,
.news-page-subscribe p {
  color: #fff;
}

.news-page-subscribe p {
  max-width: 720px;
}

.subscribe-form {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
}

.field,
.form-grid label {
  display: grid;
  gap: 8px;
}

input,
select,
textarea {
  width: 100%;
  min-height: 48px;
  border: 1px solid var(--line);
  border-radius: 9px;
  padding: 12px 13px;
  color: var(--text);
  background: #fff;
}

textarea {
  min-height: 130px;
  resize: vertical;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.field-full {
  grid-column: 1 / -1;
}

.product-page-hero .lead {
  max-width: 860px;
  margin-bottom: 18px;
}

.product-page-hero .container {
  position: relative;
}

.product-hero-copy {
  max-width: 900px;
  color: #eef3fb;
  font-size: 18px;
  line-height: 1.68;
}

.product-hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}

.regulatory-note {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  margin: 0;
  padding: 10px 14px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 9px;
  color: #fff;
  background: rgba(208, 24, 34, 0.72);
  font-weight: 900;
}

.page-hero > .regulatory-note,
.product-page-hero .product-hero-actions .regulatory-note {
  position: absolute;
  right: clamp(18px, 3vw, 42px);
  bottom: clamp(16px, 2vw, 28px);
  z-index: 5;
  min-height: 34px;
  padding: 8px 12px;
  font-size: 12px;
  line-height: 1.2;
  box-shadow: 0 14px 32px rgba(8, 11, 23, 0.2);
}

.banner-warning-note {
  position: absolute;
  right: clamp(18px, 3vw, 42px);
  bottom: clamp(16px, 2vw, 28px);
  z-index: 5;
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  max-width: min(360px, calc(100% - 36px));
  margin: 0;
  padding: 8px 12px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 9px;
  color: #fff;
  background: rgba(208, 24, 34, 0.72);
  box-shadow: 0 14px 32px rgba(8, 11, 23, 0.2);
  font-size: 12px;
  font-weight: 900;
  line-height: 1.2;
}

.regulatory-note-dark {
  align-self: start;
  border-color: rgba(208, 24, 34, 0.22);
  color: var(--crimson);
  background: rgba(208, 24, 34, 0.08);
}

.loan-details-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.loan-detail-card {
  position: relative;
  overflow: hidden;
  min-height: 230px;
  padding: 26px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(8, 11, 23, 0.08);
}

.loan-detail-card::after {
  content: "";
  position: absolute;
  right: -58px;
  bottom: -66px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(208, 24, 34, 0.08);
}

.loan-detail-card span {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--crimson);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
}

.loan-detail-card h3 {
  color: var(--navy);
  font-size: 24px;
}

.loan-detail-card p {
  position: relative;
  z-index: 1;
  color: #536077;
}

.loan-calculator-head {
  display: flex;
  justify-content: space-between;
  gap: 32px;
  align-items: flex-start;
  margin-bottom: 24px;
}

.loan-calculator-head p:not(.eyebrow):not(.regulatory-note) {
  max-width: 800px;
  color: #536077;
  font-size: 17px;
}

.loan-calculator {
  display: grid;
  grid-template-columns: minmax(180px, 1fr) minmax(120px, 0.48fr) minmax(180px, 0.85fr) auto minmax(220px, 0.95fr);
  gap: 12px;
  align-items: end;
  padding: 20px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 22px 58px rgba(8, 11, 23, 0.1);
}

.loan-calculator label,
.loan-result {
  display: grid;
  gap: 8px;
}

.loan-calculator label span,
.loan-result span {
  color: var(--navy);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.03em;
}

.loan-calculator .btn {
  min-height: 50px;
  white-space: nowrap;
}

.loan-result {
  min-height: 82px;
  justify-content: center;
  padding: 14px 16px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--navy), #121849);
}

.loan-result span {
  color: rgba(255, 255, 255, 0.78);
}

.loan-result output {
  color: #fff;
  font-size: 26px;
  font-weight: 900;
  line-height: 1.1;
}

.leasing-process-layout {
  display: grid;
  grid-template-columns: minmax(360px, 0.9fr) minmax(0, 1.1fr);
  gap: 44px;
  align-items: center;
}

.leasing-image-scheme {
  display: grid;
  place-items: center;
  min-height: 520px;
  margin: 0;
  padding: 26px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 28px 74px rgba(8, 11, 23, 0.12);
}

.leasing-image-scheme img {
  display: block;
  width: 100%;
  max-width: 620px;
  max-height: 500px;
  object-fit: contain;
}

.leasing-image-scheme-clean {
  border-color: transparent;
  background: transparent;
  box-shadow: none;
}

.leasing-scheme {
  position: relative;
  min-height: 560px;
  overflow: hidden;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 28px;
  background:
    radial-gradient(circle at 16% 10%, rgba(40, 191, 214, 0.18), transparent 34%),
    radial-gradient(circle at 86% 90%, rgba(208, 24, 34, 0.24), transparent 34%),
    linear-gradient(135deg, rgba(8, 20, 52, 0.96), rgba(31, 30, 112, 0.94) 54%, rgba(63, 18, 74, 0.9));
  box-shadow: 0 30px 78px rgba(8, 11, 23, 0.18);
}

.leasing-scheme::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 42px 42px;
  opacity: 0.5;
}

.leasing-scheme::after {
  content: "";
  position: absolute;
  right: -90px;
  bottom: -115px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: var(--crimson);
  opacity: 0.72;
}

.leasing-scheme-track {
  position: absolute;
  inset: 78px;
  border-radius: 50%;
  background: conic-gradient(from -58deg, var(--crimson) 0 64deg, transparent 64deg 92deg, rgba(40, 191, 214, 0.92) 92deg 154deg, transparent 154deg 184deg, rgba(255, 255, 255, 0.52) 184deg 248deg, transparent 248deg 276deg, var(--crimson) 276deg 332deg, transparent 332deg 360deg);
  opacity: 0.92;
  -webkit-mask: radial-gradient(farthest-side, transparent calc(100% - 12px), #000 calc(100% - 11px));
  mask: radial-gradient(farthest-side, transparent calc(100% - 12px), #000 calc(100% - 11px));
}

.leasing-scheme-track::before,
.leasing-scheme-track::after {
  content: "";
  position: absolute;
  width: 0;
  height: 0;
  border-top: 10px solid transparent;
  border-bottom: 10px solid transparent;
  border-left: 18px solid #fff;
  filter: drop-shadow(0 5px 10px rgba(8, 11, 23, 0.28));
}

.leasing-scheme-track::before {
  top: 11%;
  right: 16%;
  transform: rotate(42deg);
}

.leasing-scheme-track::after {
  left: 18%;
  bottom: 10%;
  transform: rotate(222deg);
}

.leasing-scheme-core {
  position: absolute;
  top: 50%;
  left: 50%;
  z-index: 3;
  display: grid;
  place-items: center;
  gap: 8px;
  width: 210px;
  min-height: 178px;
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 30px;
  color: #fff;
  text-align: center;
  background: rgba(255, 255, 255, 0.1);
  box-shadow: 0 24px 56px rgba(8, 11, 23, 0.28);
  backdrop-filter: blur(18px);
  transform: translate(-50%, -50%);
}

.scheme-core-icon,
.scheme-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.scheme-core-icon {
  width: 62px;
  height: 62px;
  border-radius: 20px;
  color: #fff;
  background: linear-gradient(135deg, var(--crimson), #ff5866);
}

.scheme-core-icon svg,
.scheme-icon svg {
  width: 26px;
  height: 26px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.leasing-scheme-core strong {
  font-size: 24px;
  line-height: 1.1;
}

.leasing-scheme-core small {
  color: rgba(255, 255, 255, 0.72);
  font-weight: 700;
  line-height: 1.45;
}

.leasing-scheme-card {
  position: absolute;
  z-index: 4;
  display: grid;
  gap: 8px;
  width: 188px;
  padding: 18px;
  border: 1px solid rgba(255, 255, 255, 0.32);
  border-radius: 22px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 20px 46px rgba(8, 11, 23, 0.22);
}

.leasing-scheme-card .scheme-icon {
  width: 46px;
  height: 46px;
  border-radius: 15px;
  color: #fff;
  background: var(--navy);
}

.leasing-scheme-card b {
  color: var(--navy);
  font-size: 16px;
}

.leasing-scheme-card p {
  margin: 0;
  color: #5b667b;
  font-size: 13px;
  line-height: 1.45;
}

.scheme-card-1 {
  top: 24px;
  left: 50%;
  transform: translateX(-50%);
}

.scheme-card-2 {
  top: 178px;
  right: 22px;
}

.scheme-card-3 {
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
}

.scheme-card-4 {
  top: 178px;
  left: 22px;
}

.scheme-card-2 .scheme-icon,
.scheme-card-4 .scheme-icon {
  background: var(--crimson);
}

.leasing-steps {
  display: grid;
  gap: 14px;
}

.leasing-step {
  display: grid;
  grid-template-columns: auto 1fr;
  column-gap: 16px;
  padding: 20px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 42px rgba(8, 11, 23, 0.08);
}

.leasing-step span {
  grid-row: span 2;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  color: #fff;
  background: var(--crimson);
  font-weight: 900;
}

.leasing-step h3 {
  margin: 0 0 4px;
  color: var(--navy);
  font-size: 21px;
}

.leasing-step p {
  margin: 0;
  color: #536077;
}

.leasing-advantages-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.leasing-advantages-list article {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 14px;
  align-items: start;
  padding: 20px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 16px 34px rgba(8, 11, 23, 0.07);
}

.leasing-advantages-list span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 12px;
  color: var(--crimson);
  background: rgba(208, 24, 34, 0.08);
  font-size: 13px;
  font-weight: 900;
}

.leasing-advantages-list p {
  margin: 0;
  color: #536077;
  line-height: 1.62;
}

.calculator-disclaimer {
  max-width: 1020px;
  margin: 18px 0 0;
  color: #536077;
  font-size: 14px;
  line-height: 1.6;
}

.page-hero {
  position: relative;
  overflow: hidden;
  padding: 94px 0;
  color: #fff;
  background:
    radial-gradient(circle at 78% 18%, rgba(208, 24, 34, 0.28), transparent 28%),
    linear-gradient(135deg, #070a16, #151b45 58%, #080b17);
}

.page-hero.about-image-hero {
  background:
    var(--blue-image-overlay),
    var(--blue-red-glow),
    var(--blue-teal-glow),
    var(--about-hero-background-image, url("../assets/bridge.png")) center right 6% / auto 88% no-repeat,
    var(--blue-image-base);
}

.page-hero.image-page-hero {
  isolation: isolate;
  background:
    var(--blue-teal-glow),
    var(--blue-image-base);
}

.page-hero.image-page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    var(--blue-image-overlay),
    var(--page-hero-image) center / cover no-repeat;
  filter: saturate(0.94) contrast(1.04);
}

.page-hero.reports-image-hero {
  --page-hero-image: url("../assets/reports.png");
}

.page-hero.auctions-image-hero {
  --page-hero-image: url("../assets/auctions.png");
}

.page-hero.complaints-image-hero {
  --page-hero-image: url("../assets/Complaints.png");
}

.page-hero.contact-image-hero {
  --page-hero-image: url("../assets/contact_us.png");
}

.page-hero.branches-image-hero {
  --page-hero-image: url("../assets/Branches.png");
}

.page-hero.loan-image-hero {
  --page-hero-image: url("../assets/Loan.png");
}

.page-hero.line-credit-image-hero {
  --page-hero-image: url("../assets/Lineofcredit.png");
}

.page-hero.leasing-banner-image-hero {
  --page-hero-image: url("../assets/Leasing Banner.png");
}

.page-hero.factoring-image-hero {
  --page-hero-image: url("../assets/Factoring.png");
}

.page-hero.kpi-image-hero {
  --page-hero-image: url("../assets/KPI.png");
}

.page-hero.news-image-hero {
  --page-hero-image: url("../assets/news.png");
}

.page-hero.partner-about-image-hero {
  --page-hero-image: url("../assets/Partner_about_us.png");
}

.page-hero.shareholder-image-hero {
  --page-hero-image: url("../assets/Shareholder.png");
}

.page-hero.partner-image-hero {
  isolation: isolate;
  background:
    var(--blue-red-glow),
    var(--blue-image-base);
}

.page-hero.partner-image-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    var(--blue-image-overlay),
    var(--partner-hero-image, url("../assets/partner.jpg")) center right / cover no-repeat;
  filter: saturate(0.92) contrast(1.04);
}

.page-hero.impact-image-hero {
  isolation: isolate;
  background:
    var(--blue-teal-glow),
    var(--blue-image-base);
}

.page-hero.impact-image-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    var(--blue-image-overlay),
    var(--impact-hero-image, url("../assets/esg.webp")) center / cover no-repeat;
  transform: scaleX(-1);
  filter: saturate(0.92) contrast(1.04);
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.6;
}

.page-hero .container {
  position: relative;
  z-index: 2;
}

.page-hero h1 {
  max-width: 840px;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 16px;
  color: #cbd3e4;
  font-size: 14px;
}

.content-band {
  display: grid;
  gap: 24px;
}

.about-profile-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.36fr);
  gap: 42px;
  align-items: start;
}

.about-profile-copy {
  max-width: 920px;
}

.about-profile-copy .lead {
  max-width: none;
}

.about-profile-copy p:not(.eyebrow) {
  color: #2a3346;
  font-size: 18px;
  line-height: 1.72;
}

.about-license-card {
  position: relative;
  overflow: hidden;
  padding: 30px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.96), rgba(245, 248, 252, 0.96)),
    radial-gradient(circle at 100% 0%, rgba(208, 24, 34, 0.08), transparent 30%);
  box-shadow: 0 18px 48px rgba(8, 11, 23, 0.08);
}

.about-license-card::after {
  content: "";
  position: absolute;
  right: -54px;
  bottom: -58px;
  width: 168px;
  height: 168px;
  border-radius: 50%;
  background: rgba(208, 24, 34, 0.1);
}

.about-license-card > * {
  position: relative;
  z-index: 1;
}

.about-license-card > span {
  display: block;
  margin-bottom: 10px;
  color: var(--crimson);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.about-license-card strong {
  display: block;
  color: var(--navy);
  font-size: 28px;
  line-height: 1.08;
}

.about-license-card p {
  margin: 14px 0 22px;
  color: var(--muted);
}

.license-products {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.license-products span {
  padding: 8px 10px;
  border-radius: 999px;
  color: var(--navy);
  background: rgba(32, 26, 104, 0.08);
  font-size: 13px;
  font-weight: 800;
}

.about-kpi-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.about-kpi {
  padding: 22px;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 16px 36px rgba(8, 11, 23, 0.06);
}

.about-kpi strong {
  display: block;
  margin-bottom: 8px;
  color: var(--navy);
  font-size: clamp(30px, 3.6vw, 48px);
  line-height: 1;
}

.about-kpi span {
  color: #536077;
  font-weight: 700;
  line-height: 1.35;
}

.about-partners-panel {
  margin-top: 26px;
  padding: 28px;
  border-radius: 18px;
  color: #fff;
  background:
    radial-gradient(circle at 88% 10%, rgba(208, 24, 34, 0.22), transparent 26%),
    linear-gradient(135deg, #071225, #171d55 62%, #080b17);
  box-shadow: 0 24px 70px rgba(8, 11, 23, 0.14);
}

.about-partners-panel p {
  max-width: 980px;
  margin: 0 0 22px;
  color: #fff;
  font-size: 18px;
  line-height: 1.62;
}

.partner-logo-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.partner-logo-grid article,
.partner-logo-grid a {
  display: grid;
  align-items: center;
  justify-items: center;
  min-height: 142px;
  padding: 20px;
  border: 1px solid rgba(223, 229, 239, 0.88);
  border-radius: 14px;
  background: #fff;
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.partner-logo-grid a:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 42px rgba(8, 11, 23, 0.18);
}

.partner-logo-grid img {
  width: 100%;
  max-width: 230px;
  max-height: 72px;
  object-fit: contain;
}

.partner-logo-grid span {
  color: var(--navy);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.04em;
  text-align: center;
  text-transform: uppercase;
}

.shareholder-grid {
  display: grid;
  gap: 24px;
}

.shareholder-card {
  display: grid;
  grid-template-columns: minmax(280px, 360px) minmax(0, 1fr);
  gap: 0;
  align-items: center;
  min-height: 330px;
  overflow: hidden;
  padding: 0;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(8, 11, 23, 0.08);
}

.shareholder-card:nth-child(even) {
  grid-template-columns: minmax(0, 1fr) minmax(280px, 360px);
}

.shareholder-card:nth-child(even) .shareholder-logo-wrap {
  grid-column: 2;
  grid-row: 1;
}

.shareholder-card:nth-child(even) > div:not(.shareholder-logo-wrap) {
  grid-column: 1;
  grid-row: 1;
}

.shareholder-card > div:not(.shareholder-logo-wrap) {
  padding: 42px;
}

.shareholder-logo-wrap {
  position: relative;
  display: grid;
  place-items: center;
  align-self: stretch;
  width: 100%;
  min-height: 330px;
  overflow: hidden;
  padding: 34px;
  background:
    radial-gradient(circle at 15% 18%, rgba(208, 24, 34, 0.14), transparent 24%),
    linear-gradient(135deg, #eef3fb, #ffffff 54%, #f7f9fd);
}

.shareholder-logo-wrap::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(32, 26, 104, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(32, 26, 104, 0.045) 1px, transparent 1px);
  background-size: 64px 64px;
}

.shareholder-logo-wrap::after {
  content: "";
  position: absolute;
  right: -74px;
  bottom: -92px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(208, 24, 34, 0.16);
}

.shareholder-logo-wrap img {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 340px;
  max-height: 220px;
  object-fit: contain;
  transform: scale(1.14);
}

.shareholder-logo-wrap-crest img {
  max-height: 250px;
  transform: scale(1.18);
}

.shareholder-card:nth-child(1) .shareholder-logo-wrap img,
.shareholder-card:nth-child(2) .shareholder-logo-wrap img,
.shareholder-card:nth-child(4) .shareholder-logo-wrap img {
  max-width: 380px;
  max-height: 250px;
  transform: scale(1.28);
}

.shareholder-card h3 {
  color: var(--navy);
  font-size: 30px;
}

.shareholder-card p {
  margin: 10px 0 0;
  color: #536077;
  font-size: 17px;
  line-height: 1.65;
}

.partners-page-hero .lead {
  max-width: 760px;
}

.partner-slider {
  position: relative;
  overflow: hidden;
  padding: 30px;
  border-radius: 18px;
  color: #fff;
  background:
    var(--blue-image-overlay),
    var(--partner-slider-background-image, url("../assets/stats.jpg")) center / cover fixed,
    var(--blue-image-base);
  box-shadow: 0 24px 70px rgba(8, 11, 23, 0.14);
}

.partner-slider::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.42;
}

.partner-slider > * {
  position: relative;
  z-index: 1;
}

.partner-slider-head {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: flex-start;
  margin-bottom: 24px;
}

.partner-slider h2,
.partner-slider .eyebrow {
  color: #fff;
}

.partner-slider .eyebrow {
  color: #ff5660;
}

.partner-slider-controls {
  display: flex;
  gap: 10px;
}

.partner-slider-controls button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  padding: 0;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 50%;
  color: #fff;
  background: rgba(255, 255, 255, 0.12);
  cursor: pointer;
}

.partner-slider-controls svg {
  display: block;
  width: 21px;
  height: 21px;
  fill: none;
  stroke: currentColor;
  stroke-width: 3.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.partner-logo-slides {
  position: relative;
  min-height: 178px;
}

.partner-logo-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  grid-template-rows: 1fr;
  gap: 14px;
  opacity: 0;
  transform: translateX(34px);
  pointer-events: none;
  transition: opacity 360ms ease, transform 360ms ease;
}

.partner-logo-slide.is-active {
  position: relative;
  opacity: 1;
  transform: translateX(0);
  pointer-events: auto;
}

.partner-logo-tile {
  display: grid;
  align-content: center;
  justify-items: center;
  min-height: 148px;
  padding: 14px 12px;
  border: 1px solid rgba(223, 229, 239, 0.9);
  border-radius: 14px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.97);
  text-align: center;
  text-decoration: none;
  box-shadow: 0 16px 38px rgba(8, 11, 23, 0.12);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.partner-logo-tile:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 44px rgba(8, 11, 23, 0.18);
}

.partner-logo-tile img {
  width: 100%;
  max-width: 168px;
  max-height: 80px;
  object-fit: contain;
}

.partner-logo-tile span:not(.partner-text-logo):not(.partner-logo-combo) {
  color: var(--navy);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.04em;
  line-height: 1.3;
  text-transform: uppercase;
}

.partner-text-logo {
  color: var(--navy);
  font-size: clamp(24px, 2.6vw, 32px);
  font-weight: 900;
  line-height: 1;
}

.partner-logo-combo {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  width: 100%;
}

.partner-logo-combo img {
  max-width: 46%;
}

.partner-slider-dots {
  display: flex;
  justify-content: center;
  gap: 9px;
  margin-top: 22px;
}

.partner-slider-dots button {
  width: 28px;
  height: 8px;
  border: 0;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.34);
}

.partner-slider-dots button.is-active {
  background: var(--crimson);
}

.partner-application .lead,
.partner-application .muted {
  max-width: 720px;
  font-size: 18px;
  line-height: 1.68;
}

.partner-form {
  align-self: start;
}

.partner-benefit {
  position: relative;
  overflow: hidden;
}

.partner-benefit::after {
  content: "";
  position: absolute;
  right: -46px;
  bottom: -48px;
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(208, 24, 34, 0.13), transparent 70%);
}

.benefit-icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 18px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--navy), var(--crimson));
  font-weight: 900;
}

.impact-intro {
  display: grid;
  grid-template-columns: minmax(280px, 0.82fr) minmax(0, 1.18fr);
  gap: 42px;
  align-items: start;
}

.impact-page .page-hero .lead {
  color: #d9e1f1;
}

.impact-report-download {
  display: grid;
  gap: 16px;
  width: min(100%, 340px);
  color: inherit;
  text-decoration: none;
}

.impact-report-book {
  position: relative;
  display: grid;
  align-content: end;
  min-height: 430px;
  padding: 34px 30px;
  overflow: hidden;
  border-radius: 12px 22px 22px 12px;
  color: #fff;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.22), transparent 11%),
    radial-gradient(circle at 80% 12%, rgba(255, 255, 255, 0.18), transparent 28%),
    radial-gradient(circle at 15% 82%, rgba(208, 24, 34, 0.85), transparent 32%),
    linear-gradient(145deg, #080b17 0%, #171b58 58%, #d01822 130%);
  box-shadow: 0 28px 70px rgba(8, 11, 23, 0.2);
  transform: perspective(900px) rotateY(-7deg);
  transform-origin: left center;
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.impact-report-book::before,
.impact-report-book::after {
  content: "";
  position: absolute;
  pointer-events: none;
}

.impact-report-book::before {
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.08) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.06) 1px, transparent 1px);
  background-size: 54px 54px;
  opacity: 0.58;
}

.impact-report-book::after {
  right: -72px;
  bottom: -88px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
}

.impact-report-download:hover .impact-report-book {
  transform: perspective(900px) rotateY(-3deg) translateY(-5px);
  box-shadow: 0 34px 84px rgba(8, 11, 23, 0.26);
}

.impact-report-book-image {
  min-height: 0;
  padding: 0;
  background: none;
}

.impact-report-book-image::before,
.impact-report-book-image::after {
  display: none;
}

.impact-report-cover-image {
  display: block;
  width: 100%;
  aspect-ratio: 640 / 820;
  object-fit: cover;
  border-radius: inherit;
}

.impact-report-mark,
.impact-report-title,
.impact-report-subtitle,
.impact-report-year {
  position: relative;
  z-index: 1;
}

.impact-report-mark {
  position: absolute;
  top: 30px;
  left: 30px;
  color: #ff5660;
  font-size: 15px;
  font-weight: 900;
  letter-spacing: 0.16em;
}

.impact-report-title {
  margin-bottom: 18px;
  font-size: clamp(48px, 5vw, 64px);
  font-weight: 900;
  line-height: 0.93;
  letter-spacing: 0;
}

.impact-report-subtitle {
  max-width: 220px;
  color: #dbe4f3;
  font-size: 15px;
  font-weight: 800;
  line-height: 1.35;
}

.impact-report-year {
  position: absolute;
  right: 30px;
  top: 30px;
  padding: 8px 12px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  color: #fff;
  font-size: 13px;
  font-weight: 900;
}

.impact-report-caption {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--navy);
  font-size: 15px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.impact-report-caption::after {
  content: ">";
  color: var(--crimson);
  font-size: 18px;
}

.impact-copy {
  display: grid;
  gap: 14px;
  color: #354052;
  font-size: 17px;
  line-height: 1.65;
}

.impact-copy p {
  margin: 0;
}

.impact-story-block .section-head {
  margin-bottom: 24px;
}

.impact-missing-middle-image {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  background:
    var(--blue-teal-glow),
    var(--blue-image-base);
}

.impact-missing-middle-image::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    var(--blue-image-overlay),
    var(--impact-missing-middle-image, url("../assets/KPI.png")) center / cover no-repeat;
  filter: saturate(0.94) contrast(1.04);
}

.impact-missing-middle-image::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.54;
}

.impact-missing-middle-image > .container {
  position: relative;
  z-index: 2;
}

.comparison-track {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) auto minmax(0, 1fr) auto minmax(0, 1.28fr);
  gap: 16px;
  align-items: end;
  padding: 26px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.06);
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.16);
}

.comparison-item {
  min-width: 0;
}

.comparison-item span {
  display: block;
  color: #c6cede;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.comparison-item strong {
  display: block;
  margin-top: 6px;
  color: #fff;
  font-size: clamp(28px, 4vw, 54px);
  line-height: 1;
  font-weight: 900;
}

.comparison-bar {
  overflow: hidden;
  height: 12px;
  margin-top: 18px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.14);
}

.comparison-bar i {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--crimson), #ff6972);
}

.mfi .comparison-bar i {
  width: 18%;
}

.cffa .comparison-bar i {
  width: 48%;
}

.banks .comparison-bar i {
  width: 100%;
}

.comparison-arrow {
  color: var(--crimson);
  font-size: 32px;
  font-weight: 900;
  line-height: 1.6;
}

.impact-highlight-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-top: 16px;
}

.impact-highlight {
  padding: 22px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.08);
}

.impact-highlight strong,
.large-stat,
.impact-metric strong {
  display: block;
  color: var(--navy);
  font-weight: 900;
  letter-spacing: 0;
}

.section-dark .impact-highlight strong {
  color: #fff;
}

.impact-highlight strong {
  font-size: clamp(34px, 4vw, 58px);
  line-height: 1;
}

.impact-highlight span {
  display: block;
  margin-top: 8px;
  color: #c6cede;
  line-height: 1.45;
}

.access-panels {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.access-panel {
  position: relative;
  overflow: hidden;
  min-height: 330px;
  padding: 30px;
  border: 1px solid rgba(223, 229, 239, 0.9);
  border-radius: 18px;
  background:
    radial-gradient(circle at 92% 12%, rgba(208, 24, 34, 0.12), transparent 24%),
    #fff;
  box-shadow: 0 22px 55px rgba(8, 11, 23, 0.08);
}

.red-panel {
  background:
    radial-gradient(circle at 90% 12%, rgba(208, 24, 34, 0.18), transparent 26%),
    linear-gradient(135deg, #fff 0%, #f8f1f3 100%);
}

.large-stat {
  margin: 16px 0 10px;
  font-size: clamp(42px, 5vw, 70px);
  line-height: 1;
}

.access-panel p {
  max-width: 480px;
  color: #4a5668;
  font-size: 17px;
  line-height: 1.5;
}

.access-panel > strong {
  display: block;
  margin-top: 12px;
  color: var(--navy);
  font-size: 18px;
}

.portfolio-meter {
  overflow: hidden;
  height: 12px;
  margin-top: 24px;
  border-radius: 999px;
  background: #e8edf5;
}

.portfolio-meter i {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--navy), var(--crimson));
}

.impact-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.impact-metric {
  min-height: 250px;
  padding: 24px;
  border: 1px solid rgba(223, 229, 239, 0.9);
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 18px 40px rgba(8, 11, 23, 0.07);
}

.impact-icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 22px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--navy), var(--crimson));
}

.impact-icon svg {
  width: 27px;
  height: 27px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.impact-metric strong {
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1;
}

.impact-metric p {
  margin: 12px 0 0;
  color: #566276;
  line-height: 1.45;
}

.impact-closing {
  padding-top: 0;
}

.closing-card {
  overflow: hidden;
  padding: 38px;
  border-radius: 18px;
  color: #fff;
  background:
    var(--blue-image-overlay),
    var(--closing-card-background-image, url("../assets/stats.jpg")) center / cover,
    var(--blue-image-base);
  box-shadow: 0 24px 70px rgba(8, 11, 23, 0.16);
}

.closing-card h2,
.closing-card .lead {
  color: #fff;
}

.closing-card .lead {
  max-width: 920px;
}

.client-testimonials {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  color: #fff;
  background:
    var(--blue-image-overlay),
    var(--client-testimonials-background-image, url("../assets/cffa-client.jpg")) center / cover no-repeat,
    var(--blue-image-base);
}

.client-testimonials::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 82px 82px;
  opacity: 0.52;
}

.client-testimonials > .container {
  position: relative;
  z-index: 1;
}

.testimonial-intro {
  display: grid;
  grid-template-columns: minmax(280px, 0.78fr) minmax(0, 1.22fr);
  gap: 42px;
  align-items: start;
  margin-bottom: 34px;
  padding: 0 0 14px;
  color: #fff;
}

.testimonial-intro h2,
.testimonial-intro .impact-copy,
.testimonial-intro .impact-copy p {
  color: #fff;
}

.testimonial-intro .eyebrow {
  color: #ff5660;
}

.testimonial-note {
  padding: 16px 18px;
  border-left: 4px solid var(--crimson);
  border-radius: 0 12px 12px 0;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 14px 30px rgba(8, 11, 23, 0.05);
  color: #172033 !important;
  font-weight: 800;
}

.testimonial-stories {
  display: grid;
  gap: 22px;
}

.testimonial-story {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.72fr);
  min-height: 330px;
  overflow: hidden;
  border: 1px solid rgba(223, 229, 239, 0.95);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(8, 11, 23, 0.08);
}

.testimonial-story.is-reversed {
  grid-template-columns: minmax(320px, 0.72fr) minmax(0, 1fr);
}

.testimonial-story.is-reversed .testimonial-content {
  order: 2;
}

.testimonial-story.is-reversed .testimonial-visual {
  order: 1;
}

.testimonial-content {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 38px;
}

.testimonial-content::after {
  content: "";
  position: absolute;
  right: 28px;
  bottom: 22px;
  width: 86px;
  height: 72px;
  background: linear-gradient(135deg, rgba(208, 24, 34, 0.08), rgba(32, 26, 104, 0.08));
  clip-path: polygon(0 0, 45% 0, 45% 55%, 24% 55%, 24% 100%, 0 55%);
}

.testimonial-visual {
  position: relative;
  display: grid;
  place-items: center;
  overflow: hidden;
  min-height: 330px;
  isolation: isolate;
  background: linear-gradient(120deg, rgba(7, 13, 38, 0.94), rgba(32, 26, 104, 0.82), rgba(7, 13, 38, 0.9));
}

.testimonial-visual::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    linear-gradient(120deg, rgba(7, 13, 38, 0.88), rgba(32, 26, 104, 0.58), rgba(208, 24, 34, 0.2)),
    var(--client-image, url("../assets/stats.jpg")) var(--client-position, center) / cover no-repeat;
  filter: grayscale(0.14) saturate(0.9) contrast(1.06) blur(0.45px);
  opacity: 0.86;
  transform: scale(1.04);
}

.testimonial-visual::after {
  content: "";
  position: absolute;
  z-index: 1;
  right: -60px;
  bottom: -80px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(208, 24, 34, 0.48);
  box-shadow: -180px -120px 0 rgba(55, 196, 222, 0.12);
}

.testimonial-visual-edlira {
  --client-image: url("../assets/testimonial-edlira.jpg");
  --client-position: center;
}

.testimonial-visual-lira {
  --client-image: url("../assets/testimonial-lira.jpg");
  --client-position: center;
}

.testimonial-visual-oris {
  --client-image: url("../assets/testimonial-oris.jpg");
  --client-position: center;
}

.testimonial-visual-endriu {
  --client-image: url("../assets/testimonial-endriu.jpg");
  --client-position: center;
}

.client-portrait {
  display: none;
  position: relative;
  z-index: 2;
  display: grid;
  place-items: center;
  width: min(48%, 174px);
  aspect-ratio: 1;
  border: 1px solid rgba(255, 255, 255, 0.32);
  border-radius: 50%;
  color: #fff;
  background: rgba(7, 13, 38, 0.38);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.28);
  backdrop-filter: blur(12px);
  font-size: 42px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-shadow: 0 10px 24px rgba(0, 0, 0, 0.28);
}

.client-portrait::before {
  content: none;
}

.client-portrait::after {
  content: none;
}

.testimonial-tag {
  display: inline-flex;
  margin-bottom: 14px;
  padding: 7px 10px;
  border-radius: 999px;
  color: var(--crimson);
  background: rgba(208, 24, 34, 0.08);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.testimonial-content h3 {
  color: var(--navy);
  font-size: 30px;
}

.business-name {
  margin: 4px 0;
  color: var(--text);
  font-weight: 900;
}

.sector-line {
  margin: 0 0 14px;
  color: var(--muted);
  font-size: 13px;
}

.testimonial-content blockquote {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #526073;
  font-size: 17px;
  line-height: 1.65;
}

.list-clean {
  padding: 0;
  margin: 0;
  list-style: none;
}

.list-clean li {
  position: relative;
  padding-left: 25px;
  margin-bottom: 10px;
  color: var(--muted);
}

.list-clean li::before {
  content: "";
  position: absolute;
  top: 10px;
  left: 0;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--crimson);
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
}

table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
}

th,
td {
  padding: 16px;
  text-align: left;
  border-bottom: 1px solid var(--line);
}

th {
  color: var(--navy);
  background: #f5f7fb;
}

tr:last-child td {
  border-bottom: 0;
}

.status-pill {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  border-radius: 999px;
  padding: 4px 12px;
  font-size: 13px;
  font-weight: 900;
}

.status-open {
  color: #0d6f48;
  background: rgba(30, 180, 109, 0.12);
}

.status-closed {
  color: #596173;
  background: #edf1f7;
}

.auction-empty {
  display: grid;
  place-items: center;
  min-height: 230px;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 34px;
  text-align: center;
  background: #fff;
  box-shadow: 0 14px 36px rgba(8, 11, 23, 0.05);
}

.auction-empty[hidden] {
  display: none;
}

.auction-empty h2 {
  margin-bottom: 6px;
  color: var(--navy);
}

.auction-empty p {
  margin: 0;
  color: var(--muted);
}

.accordion {
  display: grid;
  gap: 12px;
}

.accordion-item {
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
}

.accordion-button {
  width: 100%;
  padding: 18px 20px;
  border: 0;
  background: transparent;
  color: var(--navy);
  text-align: left;
  font-weight: 900;
  cursor: pointer;
}

.accordion-panel {
  display: none;
  padding: 0 20px 18px;
  color: var(--muted);
}

.accordion-item.is-open .accordion-panel {
  display: block;
}

.site-footer {
  padding: 58px 0 24px;
  color: #dbe4f2;
  background:
    linear-gradient(90deg, rgba(7, 13, 38, 0.88), rgba(24, 32, 92, 0.82), rgba(7, 13, 38, 0.9)),
    url("../assets/stats.jpg") center / cover;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr repeat(3, 1fr);
  gap: 30px;
}

.footer-logo {
  width: 260px;
  max-width: 100%;
  margin-bottom: 18px;
  filter: drop-shadow(0 18px 34px rgba(0, 0, 0, 0.28));
}

.footer-brand-block address {
  margin: 0;
  color: #e9eef8;
  font-style: normal;
  line-height: 1.7;
  font-weight: 700;
}

.footer-brand-block address a {
  color: #fff;
}

.footer-links {
  display: grid;
  gap: 9px;
}

.site-footer h3 {
  color: #fff;
  font-size: 16px;
}

.site-footer a {
  color: #cbd3e4;
}

.footer-bottom {
  margin-top: 36px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 13px;
}

.footer-compliance {
  display: grid;
  gap: 28px;
  justify-items: start;
}

.footer-compliance p {
  margin: 0;
  color: #dbe4f2;
}

.footer-regulatory-note {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 8px 12px;
  border: 1px solid rgba(208, 24, 34, 0.32);
  border-radius: 8px;
  color: #fff !important;
  background: rgba(208, 24, 34, 0.72);
  font-size: 12px;
  font-weight: 900;
}

.eu-support {
  display: flex;
  align-items: center;
  gap: 24px;
  color: #dbe4f2;
  font-size: 17px;
  line-height: 1.55;
}

.eu-support img {
  width: 100px;
  height: auto;
  flex: 0 0 auto;
}

.toast {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 200;
  max-width: 360px;
  padding: 14px 16px;
  border-radius: 10px;
  color: #fff;
  background: #070a16;
  box-shadow: var(--shadow);
  opacity: 0;
  transform: translateY(16px);
  pointer-events: none;
  transition: 220ms ease;
}

.toast.is-visible {
  opacity: 1;
  transform: translateY(0);
}

[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 620ms ease, transform 620ms ease;
}

[data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes floatVisual {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-16px);
  }
}

@media (min-width: 1121px) {
  html {
    scroll-padding-top: 38px;
  }

  .site-header {
    padding-top: 38px;
  }
}

@media (max-width: 1120px) {
  .site-top {
    position: static;
    box-shadow: none;
  }

  .site-header {
    padding-top: 0;
  }

  html {
    scroll-padding-top: 0;
  }

  .menu-toggle {
    display: inline-grid;
    place-items: center;
  }

  .nav-row {
    min-height: 78px;
  }

  .main-menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 20px 20px;
    border-bottom: 1px solid var(--line);
    background: #fff;
    box-shadow: 0 24px 50px rgba(8, 11, 23, 0.12);
  }

  .main-menu.is-open {
    display: flex;
  }

  .menu-link {
    width: 100%;
    justify-content: space-between;
  }

  .dropdown {
    position: static;
    display: none;
    width: 100%;
    margin: 0 0 8px;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
  }

  .menu-item.is-open .dropdown {
    display: block;
  }

  .hero-inner,
  .split {
    grid-template-columns: 1fr;
  }

  .hero-visual {
    min-height: auto;
  }

  .hero-title-long {
    font-size: 40px;
  }

  .news-layout {
    grid-template-columns: 1fr;
  }

  .news-archive-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .downloads-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .branch-card,
  .branch-card-reverse {
    grid-template-columns: 1fr;
  }

  .branch-card-reverse .branch-info,
  .branch-card-reverse .branch-map {
    order: initial;
  }

  .news-page-subscribe-inner {
    grid-template-columns: 1fr;
  }

  .loan-details-grid {
    grid-template-columns: 1fr;
  }

  .loan-calculator-head {
    flex-direction: column;
  }

  .loan-calculator {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .loan-result {
    grid-column: 1 / -1;
  }

  .leasing-process-layout {
    grid-template-columns: 1fr;
  }

  .leasing-scheme {
    max-width: 460px;
    margin: 0 auto;
  }

  .leasing-image-scheme {
    max-width: 560px;
    min-height: auto;
    margin: 0 auto;
  }

  .impact-intro,
  .testimonial-intro,
  .about-profile-grid,
  .access-panels {
    grid-template-columns: 1fr;
  }

  .shareholder-grid {
    grid-template-columns: 1fr;
  }

  .about-kpi-grid,
  .partner-logo-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .partner-logo-slide {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 10px;
  }

  .partner-logo-tile {
    min-height: 132px;
    padding: 12px 8px;
  }

  .partner-logo-tile img {
    max-width: 132px;
    max-height: 68px;
  }

  .impact-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .app-showcase {
    min-height: 560px;
  }

  .phone-stack {
    width: min(640px, 100%);
    margin: 0 auto;
  }

  .grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .hero-title-long {
    font-size: 34px;
  }

  .site-top {
    font-size: 12px;
  }

  .top-row {
    align-items: stretch;
    flex-direction: column;
    gap: 10px;
    padding: 10px 0 12px;
  }

  .top-actions {
    order: -1;
    width: 100%;
    justify-content: space-between;
    gap: 12px;
    padding-bottom: 10px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  }

  .socials {
    gap: 6px;
  }

  .social-link {
    width: 28px;
    height: 28px;
    background: rgba(255, 255, 255, 0.08);
  }

  .language-switch {
    gap: 0;
    padding: 3px;
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.08);
  }

  .language-switch > span {
    display: none;
  }

  .language-switch button {
    min-width: 34px;
    padding: 5px 10px;
    border-radius: 999px;
    font-size: 11px;
    letter-spacing: 0.04em;
    text-decoration: none;
  }

  .language-switch .is-active {
    background: #fff;
    color: #050815;
    text-decoration: none;
  }

  .quick-links {
    display: flex;
    flex-wrap: nowrap;
    gap: 8px;
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    padding: 2px 2px 4px;
    mask-image: linear-gradient(
      to right,
      transparent,
      #000 10px,
      #000 calc(100% - 18px),
      transparent
    );
  }

  .quick-links::-webkit-scrollbar {
    display: none;
  }

  .quick-link {
    flex: 0 0 auto;
    gap: 6px;
    padding: 7px 12px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.07);
    font-size: 11px;
    letter-spacing: 0.03em;
  }

  .quick-link:first-child {
    background: rgba(84, 198, 217, 0.16);
    border-color: rgba(84, 198, 217, 0.34);
  }

  .quick-link span {
    white-space: nowrap;
  }

  .quick-icon {
    width: 16px;
    height: 16px;
    flex: 0 0 16px;
  }
}

@media (max-width: 740px) {
  .container {
    width: min(100% - 28px, var(--container));
  }

  .top-row {
    gap: 8px;
    padding: 8px 0 10px;
  }

  .top-actions {
    padding-bottom: 8px;
  }

  .quick-link {
    padding: 6px 10px;
    font-size: 10px;
  }

  .language-switch button {
    min-width: 32px;
    padding: 4px 9px;
  }

  .brand {
    min-width: 142px;
    height: 78px;
    justify-content: flex-start;
    gap: 0;
  }

  .brand img {
    width: 150px;
    height: 78px;
    object-position: center 26%;
  }

  .brand-name {
    display: none;
  }

  .hero {
    min-height: auto;
  }

  .banner-warning-note,
  .page-hero > .regulatory-note,
  .product-page-hero .product-hero-actions .regulatory-note {
    right: 14px;
    bottom: 12px;
    max-width: calc(100% - 28px);
    font-size: 11px;
  }

  .hero-inner {
    min-height: auto;
    padding: 48px 0 84px;
  }

  .hero-title-long {
    font-size: 26px;
  }

  .download-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .store-btn {
    width: 100%;
  }

  .app-showcase {
    min-height: auto;
  }

  .phone-stack {
    min-height: 430px;
  }

  .app-phone {
    width: 158px;
    border-width: 6px;
    border-radius: 22px;
  }

  .app-phone img {
    height: 330px;
    border-radius: 16px;
  }

  .phone-left {
    left: 0;
    top: 58px;
  }

  .phone-center {
    left: 50%;
    top: 0;
    width: 170px;
    transform: translateX(-50%) rotate(-1deg);
  }

  .phone-right {
    right: 0;
    top: 58px;
  }

  .news-slider {
    min-height: 610px;
  }

  .news-card {
    grid-template-columns: 1fr;
    min-height: 590px;
  }

  .news-card-image {
    min-height: 220px;
    height: 220px;
  }

  .news-card-body {
    justify-content: flex-start;
    padding: 22px;
  }

  .news-card-body h3 {
    font-size: 22px;
  }

  .news-carousel-head {
    align-items: center;
  }

  .comparison-track {
    grid-template-columns: 1fr;
    align-items: stretch;
  }

  .comparison-arrow {
    transform: rotate(90deg);
    justify-self: center;
    line-height: 1;
  }

  .impact-highlight-grid,
  .impact-grid {
    grid-template-columns: 1fr;
  }

  .testimonial-story,
  .testimonial-story.is-reversed {
    grid-template-columns: 1fr;
  }

  .testimonial-story.is-reversed .testimonial-content,
  .testimonial-story.is-reversed .testimonial-visual {
    order: initial;
  }

  .testimonial-content {
    padding: 28px;
  }

  .testimonial-visual {
    min-height: 280px;
  }

  .access-panel,
  .impact-metric {
    min-height: auto;
  }

  .closing-card {
    padding: 28px;
  }

  .stats-strip {
    padding: 26px 0;
    background-attachment: scroll, scroll;
  }

  .stats-strip-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 24px 12px;
  }

  .strip-stat strong {
    font-size: 34px;
  }

  .strip-stat p {
    font-size: 13px;
  }

  .hero-proof,
  .grid-2,
  .grid-3,
  .grid-4,
  .loan-calculator,
  .leasing-advantages-list,
  .about-kpi-grid,
  .partner-logo-grid,
  .shareholder-card,
  .stat-grid,
  .news-archive-grid,
  .downloads-grid,
  .news-layout,
  .form-grid,
  .subscribe-form {
    grid-template-columns: 1fr;
  }

  .shareholder-card {
    min-height: auto;
  }

  .partner-logo-slide {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .shareholder-card:nth-child(even) .shareholder-logo-wrap,
  .shareholder-card:nth-child(even) > div:not(.shareholder-logo-wrap) {
    grid-column: auto;
    grid-row: auto;
  }

  .shareholder-card > div:not(.shareholder-logo-wrap) {
    padding: 28px;
  }

  .leasing-scheme {
    display: grid;
    gap: 12px;
    min-height: auto;
    padding: 18px;
    border-radius: 22px;
  }

  .leasing-image-scheme {
    padding: 16px;
    border-radius: 18px;
  }

  .leasing-scheme-track,
  .leasing-scheme::after {
    display: none;
  }

  .leasing-scheme-core,
  .leasing-scheme-card {
    position: relative;
    top: auto;
    right: auto;
    bottom: auto;
    left: auto;
    width: auto;
    transform: none;
  }

  .leasing-scheme-core {
    min-height: auto;
    padding: 20px;
    border-radius: 20px;
  }

  .leasing-scheme-core strong {
    font-size: 22px;
  }

  .leasing-scheme-card {
    grid-template-columns: auto 1fr;
    align-items: center;
    gap: 8px 12px;
    padding: 14px;
    border-radius: 18px;
  }

  .leasing-scheme-card p {
    grid-column: 2;
  }

  .leasing-step,
  .leasing-advantages-list article {
    grid-template-columns: 1fr;
  }

  .leasing-step span {
    grid-row: auto;
  }

  .shareholder-logo-wrap {
    min-height: 240px;
  }

  .archive-news-topline,
  .archive-news-footer {
    align-items: flex-start;
    flex-direction: column;
  }

  .archive-news-topline span:last-child {
    text-align: left;
  }

  .document-card-body {
    align-items: flex-start;
    flex-direction: column;
  }

  .branch-info {
    padding: 28px;
  }

  .branch-map {
    min-height: 320px;
  }

  .section {
    padding: 66px 0;
  }

  .section-head {
    align-items: flex-start;
    flex-direction: column;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-logo {
    width: 220px;
  }

  .eu-support {
    align-items: flex-start;
    flex-direction: column;
    gap: 16px;
    font-size: 15px;
  }

  .eu-support p br {
    display: none;
  }
}

@keyframes localeFadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

/* Keep the header steady (no jump) while the new language loads. */
html.locale-switching .site-top,
html.locale-switching .site-header,
html.locale-switching .main-menu {
  opacity: 0;
  pointer-events: none;
  transition: none;
}

html.locale-switching .main-menu {
  visibility: hidden;
}

html.locale-switching .menu-toggle {
  visibility: hidden;
  pointer-events: none;
}

/* Smoothly fade everything back in once the new language is ready. */
html.locale-revealing .site-top,
html.locale-revealing .site-header,
html.locale-revealing .main-menu {
  animation: localeFadeIn 0.35s ease both;
}

/* Keep submenus closed during the fade-in so they never flash open. */
html.locale-revealing .dropdown,
html.locale-revealing .menu-item:hover .dropdown,
html.locale-revealing .menu-item.is-open .dropdown,
html.locale-revealing .menu-item:focus-within .dropdown {
  opacity: 0 !important;
  visibility: hidden !important;
  transform: translateY(8px) !important;
  transition: none !important;
  pointer-events: none !important;
}

html.locale-switching .dropdown,
html.locale-switching .menu-item:hover .dropdown,
html.locale-switching .menu-item.is-open .dropdown,
html.locale-switching .menu-item:focus-within .dropdown {
  display: none !important;
  opacity: 0 !important;
  visibility: hidden !important;
  transform: none !important;
  transition: none !important;
  pointer-events: none !important;
}

html.locale-switching .menu-item.is-open > .menu-link {
  background: transparent;
}